การศึกษาปัญหาหนี้สินของเกษตรกร การชำระคืนเงินกู้และแนวทางแก้ไขปัญหาหนี้สินในภาคใต้ของประเทศไทย
ชื่อผู้แต่งข้างต้นเป็นข้อความจากระเบียนผลงาน ไม่ได้ผูกกับรหัสนักวิจัย จึงกดดูผลงานอื่นของบุคคลนี้ไม่ได้ — ในคลังนี้ 142,080 ผลงาน (63.6% ของทั้งหมด) มีชื่อผู้แต่งที่เชื่อมกับหน้าผู้แต่งได้ และ 60,298 ผลงาน (27.0%) มีผู้แต่งที่ผูกกับรหัสนักวิจัยจริง ส่วนอีก 81,382 ผลงานไม่มีข้อมูลผู้แต่งเลย (มีชื่อผู้แต่งเป็นข้อความอยู่ 142,009 ผลงาน = 63.5%)
บทคัดย่อ
A STUDY OF FARMER DEBT PROBLEM REPAYMENT RATE ANDSOLUTION PROBLEM IN SOUTHERN THAILANDWandee Nuansoi 1AbstractThis research to study the problem of farmers debts. Repayment and solutions. Debt problems insouthern Thailand. Purposes. To study the social and economic production and consumption habits offarmers in the South. Factors affecting the liability of farmers. Factors affecting the rate of repayment offarmers . The relationship between the amount of debt of farmers with the solution debt problem bygovernment. The sample used in this research is household in southern Thailand were 1,110 householdsusing a questionnaire as a research tool.The results showed that most farmers were male with an average age of 49.37 years of marriageand living together. Graduated elementary school. The average household has 4.12 members, the majorityof farmers in the south, the main occupation is rubber. The average land holding of 19.76 acres with totalaverage household assets 1,063,262.42 baht. Most farmers are saving money. With average savings of139,648.19 bath. Income from farming 330,289.73 baht. Average income from agriculture average totalliabilities 64,033.85 baht. Amount of debt 155,020.07 baht. Most have the ability to pay the debt in full.Farmers with the cost of the average agricultural 49,220.50 baht with an average cost agriculture259,106.60baht .The study of factors that affect the amount of debt increases are the educational level of thefarmers, number of holding, household assets, the expenditure on consumer, the expenditure on educationand participate in the 3-year moratorium. The factors that affect the amount of debt is reduced is farmersparticipating fund. Factors that affect the repayment rate increased are levels of education and off-farmincome. The factors that affect the repayment rate reduced are the expenditure on farm and theexpenditure on education.Keywords: Debt, Repayment rate……………………………………………………………………………………